1. How does Jingdong Finance apply for a loan
The methods for Jingdong Finance to apply for a loan are as follows: 1. Open Jingdong Finance on the mobile phone and enter the main interface. 2. Click "Gold Bar Loan" in the menu list. 3. Then click I want to borrow money. 4. Enter the loan amount, the number of repayment periods and the collection account. 5. Click to confirm the loan. 1. The loan service in Jingdong Finance includes gold bars and white bars. As long as JD.COM has an account, users can try to apply for white bars or gold bars. After the user completes the real-name authentication, he can try to apply for opening a white note. As for applying for gold bars, users can directly enter the gold bar business and apply for cash loans if they have a loan quota. Therefore, the loan service in JD Finance is very easy to apply for. As long as the user has a JD.COM account and has completed the real-name authentication, he can apply. 2. Jingdong Finance has a fund consignment license, an insurance brokerage license and an insurance agency license, and is a licensed consignment platform for funds and insurance products. At present, nearly 1, financial products of nearly 1, financial institutions are sold on the Jingdong financial platform, which has truly created a professional and safe "personal financial decision-making platform" for users. The product categories cover wealth management, lending and insurance, and are divided into four business segments. 1. Among them, the wealth management section provides users with many star wealth management products including small treasury, bank selection, regular selection, funds, gold and so on; 2. The lending section provides users with personal financial services including consumer credit, cash loans and bank loans, as well as star financial products such as white bars, joint small white cards and gold bars; 3. The staging section provides users with a large number of genuine big-name goods, supports various payment tools and staging methods such as white bars, credit cards and small coffers, and creates a zero-threshold/full-staging shopping scene; 4. The insurance section provides users with life insurance, property insurance, old-age insurance, critical illness insurance, medical insurance, transportation insurance, extended warranty and other insurance and related guarantee services, and can recommend insurance products for users according to their actual needs. Operating environment: iPhone12iOS14；; Jingdong Finance Version 6.2.9
2. Does Jingdong Finance need to open a member for the first loan?
You don't need to open a member. Don't apply through the tripartite platform. The other party will charge you in disguise.
Third, how do I operate if I want to borrow money from Jingdong Finance?
you can log in to jingdong financial app, click home-white note-borrow money-pay back, select the corresponding funder, and follow the prompts.
iv. can jingdong finance apply for a loan?
it is open to platform merchants, e-commerce enterprises all over the network, self-operated suppliers in JD.COM and JD.COM. Not for personal loans of Jingdong members ~ ~