Many people work in other places all the year round, and with some savings, they will buy houses in other places, especially rural families, and will choose to settle in the local area. So what are normal things for foreigners to buy a house? Let's take a look at Changzhou's foreigner purchase restriction policy!

Changzhou foreigner purchase restriction policy

At present, Changzhou's housing purchase policy is relatively loose, and the policy of unlimited purchase and limited loan is implemented. However, foreigners in Changzhou need to meet the following conditions: 1, 1 year or more tax payment certificate, social insurance certificate and non-local household registration certificate; 2. Non-local registered households with houses of 1 or above cannot provide tax payment certificates of 1 year or above, so they will suspend buying houses in this city.

What are the policies for purchasing houses in Changzhou?

1. If it is a paid employee's family with no housing and no loan record, use the provident fund loan to purchase the first suite, and the down payment ratio shall not be less than 30%. If it is a second suite, the down payment ratio is not less than 60%.

2. If buying a third or above house, the housing provident fund management department is not allowed to use the provident fund loan to buy a house.

3. If the user buys the first house in the high-tech industrial development zone, the down payment ratio of the family applying for commercial loans shall not be less than 30%; For households that already own 1 apartment, the down payment ratio shall not be less than 40% when applying for commercial loans to purchase houses; The bank will suspend the issuance of commercial personal housing loans to families who buy third and above houses.

3. Changzhou's preferential policy of buying a house is not limited to purchase or loan. 1 year commercial loan interest rate is 4.35%, 2-5 year loan interest rate is 4.75%, and 5 year loan interest rate is 4.9%.

Bian Xiao concluded: The above is the relevant content of Changzhou foreigner's purchase restriction policy. I don't know if you understand! Although buying a house in Changzhou is not limited to purchase or loan, it still needs to meet many conditions, especially the tax payment certificate and social insurance certificate. So if you want to buy a house locally, you must be prepared in advance.

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