There are many loan application records. If it is a bank loan record, you can still apply for a loan, but if there are many online loan records on the credit report, it will affect the subsequent loans to some extent. Because the bank will inevitably check the customer's credit report when approving new loans. Once it is found that the credit information is too expensive and there are too many loan records, customers will inevitably worry about their unstable economic life and insufficient repayment ability because of long-term lending behavior, which will affect the approval and may even refuse to sign loans. In this regard, customers are advised to suspend loan processing, keep not applying for new loans for at least three months, and pay off the outstanding loans under their names during this period.