You can't.

Bank loans need to prepare four types of information:

1. Personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;

2. Provide proof of stable income source: bank flow sheet, labor contract, etc. ;

3. Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other relevant certificates;

4. Other information stipulated by the bank.

2. Can I get a loan only with my ID card and bank card?

Hello, there are many platforms available now, and the amount is basically between 5 million and 300,000. You can apply through banks and online loans. Compared with other loans, although the amount is low, it is very popular because of its fast lending and flexible borrowing. As long as you choose a regular big platform, and the security of funds and information is guaranteed, you can use it with confidence.

Recommended money flower, formerly known as "Baidu money flower", is a credit brand of Xiaoman Finance. Provide users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official calculation). Money is easy to borrow and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

This answer is provided by Youhuahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua loan products, the display on Xiaoman Financial APP- Youhuahua Loan website shall prevail. I hope this answer is helpful to you.

3. Can I only use ID card, bank card and running account for the loan?

To apply for a loan through China Merchants Bank, you can't just apply for a loan with your ID card. The application requirements and conditions are different. First look at the specific loan purposes (business, study abroad, etc.). ), and when applying for a loan, relevant supporting materials must be provided according to the "loan purpose" (note: our loan has no cash, and the minimum loan amount is generally 50,000 yuan). Due to the different types of loans offered by branches, it is suggested to log on to the homepage of China Merchants Bank and click "Online Customer Service" in the upper right corner to provide a one-card card to check whether the local branch has the loan types and application forms you need.

4. Can I borrow money online with my bank card?

Bank cards can be used for loans.

It should be noted that when borrowers use bank cards for loans, they need not only bank cards but also ID cards. Therefore, in this case, the borrower must use his own bank card. If he takes someone else's bank card and his ID card doesn't match, he can't get a loan.

If a borrower applies for a loan at a bank with a credit card, he must meet all the conditions of the loan product (such as repayment ability) in addition to the bank card and ID card, before applying for a loan.