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I want to sell my house. The other party is a loan customer. What is the process of buying a house by a general loan customer, and how to sign a contract to avoid risks?
The standard process of second-hand building transactions is as follows, with slight differences depending on the situation.

1. The buyer and the seller reach an agreement, sign a tripartite intermediary agreement and collect the deposit. (prevent buyers from defaulting)

2. After applying for a loan from the bank, the buyer may ask the bank to issue a loan commitment letter.

3. The buyer pays the down payment, and the intermediary cooperates with the buyer and the seller to sign a formal sales contract (the special version of the land department can be signed online or on site) to pay the transaction commission.

4. The seller shall go to the land for transfer and tax payment with the down payment paid by the buyer and the bank loan commitment letter.

5. After the transfer is completed, the bank will handle mortgage registration, loan, payment and delivery of the seller's final payment.

6. As long as the intermediary inquires about the intermediary registered by the land department, the transfer is limited to myself, and there will be no problem without any authorization.