Around 4.9%, banks have some fluctuations in personal credit information and other reasons. At present, the mortgage interest rate is implemented according to the benchmark interest rate of the central bank. Usually, banks will float on the basis of the benchmark interest rate by 0.5 to 2 percentage points.
Different banks will have different interest rates for different loan types. So before applying for a loan, you must consult the bank to find out what the loan interest rate is.