1, personal credit information difference: money is a loan hole where you can check credit information and get credit information. If you are found to have bad loan records or frequent loan records in the central bank's credit information system after submitting your application, it is easy to fail the review.

2. The current debt is too heavy: if the borrower is found to have too much debt during the audit, then the repayment ability of the other party will be doubted. In order to ensure the safety of funds, borrowers will be turned away if they have money to spend.

3. There is a bad public record: for some people with bad public records, they will also encounter the failure of money review. Bad public records include: unpaid utilities, gas bills, heating bills, taxes, etc. Or bad behavior in public.