1. Lender and borrower negotiate loan details.

2. The borrower signs a contract with the borrower.

3. If you provide a guarantee, you need to go through the mortgage registration procedures.

4. Go to the notary office for notarization.

5. Lenders issue loans.

Legal basis: Article 669 of the Civil Code of People's Republic of China (PRC) concludes a loan contract, and the borrower shall provide true information about the business activities and financial status related to the loan according to the requirements of the lender.