1. Baidu will not lend money to Baidu wallet if it has money to spend. The official APP for Baidu to spend money is the spending APP. After the user applies for a loan, the loan funds will be directly loaned to the user's bank card. Baidu, which the user applied for, has the money to lend money to the wallet, and it needs to pay for withdrawal.
2. Baidu wallet loan method: Baidu wallet has been upgraded to Xiaoman wallet. You can download Xiaoman Finance (Wallet) APP, click "Qianhua" and follow the prompts to make a loan. (The maximum loanable amount of easy loan with money is 200,000 yuan, and the maximum loanable amount of privileged loan is 300,000 yuan, which is determined by comprehensive evaluation of the system). You can also use Baidu App-"My" (commonly used service)-Xiaoman wallet, enter "Money Spend" and borrow money according to the prompts.
(Operating environment: Du Xiaoman Financial APP for Android: 7. 1. 1 Baidu APP for Android: 12.29.5. 10 Money Flower APP for Android: 5.6.0)
1. "Baidu Wallet" is the payment business brand and product name of Baidu Company. Baidu Wallet creates a "discounted wallet" that can be paid with you. It directly "connects" Baidu's products and a large number of merchants with users, and provides payment services such as super transfer, payment, payment and recharge. , comprehensively open up the field of O2O life consumption, and provide asset appreciation functions such as "Baidu Wealth Management". "Money Flower" is Xiaoman's brand of financial credit service.
2. Baidu wallet is similar to Alipay, providing business functions such as transfer, payment, payment and recharge. In addition, Baidu wallet will also integrate Baidu financial platform, through which financial products can be purchased to help users make money. Baidu said that Baidu wallet will be the safest and most favorable mobile wallet ever. Baidu wallet loan on credit. The interest rate of Baidu's rich flower products is determined by the system according to the comprehensive situation of users, and the lowest is as low as 0.0 1%, which is subject to the display on the App homepage after the quota application is successful.