Quanzhou provident fund loan application process is that the borrower fills in the Application Form for Housing Provident Fund Loan, and submits the materials required for the loan to the entrusted housing provident fund loan bank, which is audited by the bank and accepted by the management department. The bank informs the borrower to sign the loan contract and handles the relevant guarantee procedures according to the borrower's guarantee method. After the guarantee procedures are completed, the housing provident fund management center informs the housing provident fund loan bank to transfer the loan amount to the account of the designated person in the loan contract. Regarding the application process of Quanzhou provident fund loan, the following is a detailed answer from Bianxiao. com. 1. How to apply for Quanzhou provident fund loan 1? The borrower fills in the "Application Form for Housing Provident Fund Loan" and submits the information required for the loan to the housing provident fund entrusted loan bank; 2. Bank audit; 3. The management department accepts the examination and approval; 4. The bank shall notify the borrower to sign the loan contract and handle the relevant guarantee procedures according to the different guarantee methods of the borrower; 5. After the guarantee formalities are completed, the housing provident fund management center informs the housing provident fund loan bank to transfer the loan amount to the account of the designated person in the loan contract. Ii. Conditions for handling Quanzhou provident fund loans 1. Loan applicants and their spouses, real estate owners and their spouses have full capacity for civil conduct; 2. The loan applicant and the employer have paid the housing provident fund in full 1 year or more; Loan applicants often deposit housing provident fund for more than 2 years with personal voluntary depositor's ID card; If the loan applicant is a high-level talent or practical talent recognized in Sanming area, when purchasing the first set of self-occupied housing for housing provident fund loans for the first time in Sanming area, he shall pay the housing provident fund in full every month for more than 6 months according to the regulations; If the spouse (or real estate * * *) of the loan applicant meets one of the above conditions, it can be recognized as a dual employee; 3. The loan applicant and his/her spouse, the property owner and his/her spouse have good credit and have the ability to repay the principal and interest of the loan, and the monthly repayment amount (including the monthly repayment amount of commercial loans in portfolio loans) shall not exceed 50% of the family's monthly income; 4. The loan applicant and his spouse, the real estate owner and his spouse agree to guarantee by means approved by the housing provident fund management center and the housing provident fund loan bank; Three. Quanzhou Provident Fund Loan Handling According to Article 13 of the Interim Provisions on the Management of Personal Housing Provident Fund Loans in Fujian Province, when applying for provident fund loans, borrowers should submit the following materials: (1) legal and valid identity documents, household registration certificates and marital status certificates; (two) a valid contract or agreement for the purchase (construction, renovation, overhaul) of owner-occupied housing; (3) down payment voucher; (4) proof of income; (5) power of attorney for inquiring about personal credit report; (6) Guarantee materials specified by the management center; (seven) the purchase and construction, renovation, overhaul and other different loan purposes were submitted to the corresponding materials designated by the management center. Fifteenth management center according to the development progress of real estate declaration, timely accept the filing materials submitted by the development enterprises, timely issuance of housing provident fund loans. Twenty-third borrowers to apply for a change of the loan contract, must be agreed by both borrowers and lenders through consultation, and signed a change agreement according to law after the approval of the management center. Before the change agreement comes into effect, the original contract is still valid. During the repayment period, the borrower may repay part or all of the loan principal and interest in advance according to the loan contract. If you want to apply for provident fund loans, there are restrictions on the applicants. If the applicant is older, the loan period will also be limited, and the loan amount will also be limited. I hope the above content can help you. If you have other legal problems, you can consult online.