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What are the procedures for the transfer of loan vehicles?
1. What are the procedures for loan vehicle transfer?

The procedures for transferring personal vehicles to individuals are as follows: 1. The original owner needs to pay off the loan amount; 2. After coming to the transfer hall, present relevant materials to receive a sales contract for used motor vehicles in XX, and both parties fill in the information separately. After filling it out, you can take all the above information to handle the transfer acceptance; 3. Drive the car directly to the vehicle inspection office, and the staff will inspect the car, extend the number, remove the license plate, take photos of the car, and pay 35 yuan the registration fee. Take photos of the vehicle and post them on the inspection record. After all this is done, you can park your car in the parking lot and go through the formalities in the transfer hall; 4. After the numbering machine takes the number, it shall pay the transfer fee with the relevant materials. The transfer of used cars is determined by the displacement and service life. The longer the service life, the cheaper the transfer fee will be. In addition, the trading market of transfer fees is slightly different; 5. Materials required for accepting the transfer include motor vehicle registration, transfer, cancellation registration form/transfer application form, inspection record form, original registration certificate, original driving license, original owner's ID card, original license plate number, vehicle photo and transfer invoice in the trading market. 6. The owner will bring the relevant files back to the local vehicle management office that wants to enter the house, pay in full, and go through the formalities of vehicle registration. Legal basis: Article 19 of the Regulations on Motor Vehicle Registration: If there are more than two owners of motor vehicles and it is necessary to change the name of the registered owner to the name of other owners, they may apply to the vehicle management office for change of registration. At the time of application, the motor vehicle owners shall jointly file an application, confirm the application information, and submit the motor vehicle registration certificate, driving license, the identity certificate of the motor vehicle owner before and after the change and all notarized certificates. However, if the husband and wife are jointly owned, they may provide a marriage certificate or household registration book to prove the relationship between husband and wife. The vehicle management office shall, within one day from the date of acceptance, review the submitted documents and vouchers, endorse the changes on the motor vehicle registration certificate, recover the license plate and driving license, determine the new motor vehicle license plate number, and re-issue the license plate, driving license and inspection mark. After the change, if the domicile of the motor vehicle owner is not within the jurisdiction of the vehicle management office, the vehicle management office of the place of emigration and immigration shall handle the registration of change in accordance with the provisions of Article 18.

2. Can the loan car be transferred? What is the procedure?

First of all, we need to know the basic conditions for handling personal car loans:/kloc-citizens over 0/8 years old with full civil capacity; Have legal identity documents, local permanent residence or valid residence certificates. This is the basic condition for handling car loans. Let's take a look at the materials needed to apply for a loan to buy a car. 1, personal loan application; 2. Personal valid identity documents. Including resident identity cards, household registration books, military officers' cards, passports, etc. If the borrower is married, the identity certificate of the spouse shall be provided; 3. Household registration certificate or long-term residence certificate 4. Personal income certificate, and family income or property certificate if necessary; 5. Certificate of intention to buy a car issued by the car dealer; 6. Loan to buy a car down payment certificate; 7. If the purchased vehicle is secured by other means other than mortgage, the relevant materials of the guarantee shall be provided, including the pledge certificate, the ownership certificate and evaluation certificate of the mortgaged real estate, and the letter of intent for third-party guarantee, etc. 8. If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation, such as the vehicle's affiliation agreement and lease agreement with the transport fleet; 9. The vehicle purchased by the loan is a second-hand car, and it is also necessary to provide a certificate of intention to buy a car and a vehicle evaluation report issued by an evaluation agency recognized by the Construction Bank; Vehicle ownership certificate of vehicle seller, motor vehicle registration certificate of trading vehicle, annual inspection certificate of vehicle, etc. The above are the basic conditions for handling personal car loans, and the materials that need to be prepared to apply for loans to buy a car. I hope this answer will solve your problem.

3. What procedures should I go through after paying off the car mortgage?

After the car mortgage is paid off:

Call the bank or financial company that handled the car mortgage formalities at that time and ask for cancellation of the car mortgage registration.

Bring your ID card, driving license and vehicle driving license (if it is not in the hands of the lender, it is in the bank.

Go to the DMV to cancel the mortgage registration.

4. Can the loan car be transferred? What is the program?

The vehicle loan has not been paid off, so it is impossible to handle the vehicle transfer procedures during the pledge mortgage period. You need to pay off the loan and release the pledge before you can handle the vehicle transfer procedures. To handle the transfer formalities, both parties and the vehicle need to go to dmv, the city where the vehicle registration number plate is registered. After the vehicle management office checks that the vehicle information is consistent with the registration file, the vehicle management office cancels the license plate and driving license, and issues a new vehicle license plate and driving license to the transferee. Provisions on motor vehicle registration: Article 13 If the motor vehicle owner's residence moves out of the jurisdiction of the vehicle management office, the vehicle management office shall, within three days from the date of acceptance, endorse the changes in the motor vehicle registration certificate, withdraw the number plate and driving license, issue a temporary driving license valid for 30 days, and hand over the motor vehicle files to the motor vehicle owner. The owner of a motor vehicle shall, within the validity period of the temporary driving license, apply to the motor vehicle management office for motor vehicle transfer. To apply for motor vehicle transfer, the owner of the motor vehicle shall fill in the application form, submit the identity certificate, motor vehicle registration certificate and motor vehicle file, and submit the motor vehicle for inspection. If the motor vehicle has exceeded the validity period of the inspection when it is transferred, it shall carry out safety technical inspection at the transfer place, and submit the certificate of motor vehicle safety technical inspection and the compulsory insurance certificate for traffic accident liability. The vehicle management office shall, within three days from the date of acceptance, confirm the motor vehicle, check the rubbing film of the vehicle identification code, review the relevant certificates, vouchers and motor vehicle files, endorse the transfer-in information on the motor vehicle registration certificate, and issue the license plate, driving license and inspection mark. Article 18 Where the ownership of a registered motor vehicle is transferred, the owner of the motor vehicle shall apply to the motor vehicle management office for transfer registration within 30 days from the date of delivery of the motor vehicle. Before applying for transfer registration, the owner of a motor vehicle shall deal with the illegal acts of road traffic safety and traffic accidents involving the vehicle. Article 19 To apply for transfer registration, the current motor vehicle owner shall fill in the application form and submit the following documents and vouchers: (1) the identity certificate of the current motor vehicle owner; (2) Certificates and vouchers of the transfer of ownership of motor vehicles; (3) Motor vehicle registration certificate; (4) Motor vehicle driving license; (five) the customs supervision of motor vehicles shall also submit the "Certificate of Deregulation of Vehicles under Customs Supervision in People's Republic of China (PRC)" or the transfer certificate approved by the customs; (six) motor vehicles that have exceeded the validity period of the inspection shall also submit the certificate of motor vehicle safety and technical inspection and the compulsory insurance certificate for traffic accident liability. If the current motor vehicle owner lives in the jurisdiction of the vehicle management office, the vehicle management office shall, within one day from the date of accepting the application, confirm the motor vehicle, check the rubbing film of the vehicle identification code, review the submitted documents and vouchers, recover the license plate and driving license, determine the new motor vehicle license plate number, endorse the transfer matters on the motor vehicle registration certificate, and reissue the license plate, driving license and inspection mark. If the domicile of the motor vehicle owner is not within the jurisdiction of the vehicle management office, it shall be handled by the vehicle management office in accordance with the provisions of Article 13 of these Provisions. Article 20 In any of the following circumstances, the transfer registration shall not be handled: (1) The contents recorded in the archives of motor vehicles and vehicles are inconsistent; (2) Motor vehicles subject to customs supervision have not been deregulated or approved for transfer by the customs; (3) The motor vehicle is in the period of mortgage registration and pledge filing; Article 64 The meanings of the following terms in these Provisions: (4) Identity certificate means: (3) Identity certificate of a resident, that is, the Resident Identity Card or the temporary id card. Mainland residents living in the temporary residence, their identity certificates are "Resident Identity Card" or "Temporary Resident Identity Card", and the residence and temporary residence certificates issued by the public security organs;