How old is the mortgage age limited to 30 years? The age of the commercial loan borrower+loan period ≤70 years old, and the husband and wife are calculated according to the older one. If the loan term is 30 years, the borrower is generally under 40 years old.

If you buy a second-hand house, the loan period is also related to the age of the house. General bank room age+loan period ≤45, (individual bank room age+loan period ≤50). If the loan is for 30 years, the age of the house is generally ≤ 15 years and the length is not more than 20 years.

According to the regulations on personal loans of banks, the age limit for loans in China is 18 years old and under 65 years old. Individual banks may be different. Please consult the relevant bank staff for details.

Personal mortgage loan application conditions:

1,/kloc-A natural person over 0/8 and under 65 years old, with legal and valid identity certificate, residence certificate and income certificate, no bad credit record and full capacity for civil conduct.

2. The sum of the applicant's age and the loan term shall not exceed 70.

3. There is a house purchase contract or agreement, and the borrower pays the down payment that meets the requirements.

4. The borrower's occupation and economic income are stable, and he has the ability to repay the loan principal and interest.

5. There is a valid guarantee approved by the handling bank.

6. Open a personal settlement account in the handling bank, and handle the settlement business such as loan disbursement and repayment through the natural life family financial card.

7. Other conditions stipulated by the handling bank.