The loan review process is as follows:

1. After accepting the loan application, the handling bank first accepts and investigates it and forms an investigation report;

2. Report to account manager, business operation manager and president for approval step by step;

3. After the approval of the President, the loan application shall be submitted to the retail business department for review, and the presiding judge shall review and form a risk assessment report;

4. Submit the risk report to the department manager for approval;

5. Submit it to the credit review department for review, and the presiding judge will review and form a review opinion, and submit it to the department manager for approval;

6. After approval, the credit management department will issue and pay the monitoring funds according to the purpose of the loan, and file the data.

7. After the loan is issued, the handling bank will monitor the borrower's use of funds, and then recover the loan after the funds are used up.