1, think carefully when applying for a loan. Because after the application is submitted, there needs to be a review process, during which there will be a period of time, so it should be decided early. This will be less trouble;

If you apply, you have already got the loan, which will definitely not be cancelled. Even if it is cancelled, it can only be regarded as prepayment, and a certain amount needs to be paid. But the details need to be decided according to the agreement at the time of loan. You can consult with the staff.