Current location - Loan Platform Complete Network - Bank loan - The latest provident fund loans, 15 and 200,000 yuan in 20 years, 15 and 10/00000, 10 and 5 years100000, how much is the monthly loan? Thank you.
The latest provident fund loans, 15 and 200,000 yuan in 20 years, 15 and 10/00000, 10 and 5 years100000, how much is the monthly loan? Thank you.
The answer is as follows:

The latest benchmark annual interest rate of provident fund loans: 4.45% for less than 5 years (inclusive) and 4.90% for more than 5 years.

1, 200,000 yuan or 15, the interest rate is 4.90%, and the total interest of monthly payment 157 1. 19 yuan 15 is 82813.95.

22,000 yuan is repaid for 20 years, the interest rate is 4.90%, the monthly payment is 1.308.89 yuan, and the total interest for 20 years is1.654,38+0.41.33.438 yuan.

3. 1.50 million yuan is repaid 15 years, the interest rate is 4.90%, the monthly payment is 1.654.38 yuan,1.total interest in 44 yuan.

4.65,438+0.50 million yuan is 65,438+00 years, the interest rate is 4.90%, the monthly payment is 65,438+0.583. 66 yuan, 65,438+00 years, the total interest is 40,039.438+0 yuan.

5.65438+ ten thousand yuan 10 year, interest rate 4.90%, monthly payment 1055.77 yuan, and total interest of 10 year is 26,692.87 yuan.

6.65,438+100,000 yuan is repaid in five years, with the interest rate of 4.45%, the monthly payment of 65,438+0,864.30 yuan, and the total interest for five years is 65,438+0,858.1.2 yuan.

The above calculation assumes that the interest rate will remain unchanged during the repayment period.