Of course, the phone number of the credit manager is fake, and it is impossible for any bank and platform to personally call the user to handle the loan business. Moreover, all transactions will not be completed by telephone, so when you receive such a call, you must be careful and remember not to step into the trap of a liar and cause your property to suffer losses.

First, a new type of fraud.

Liars recommend victims to download fake loan APP loans by posing as loan platform staff. After the victim submitted the application, the swindler defrauded money on the grounds of "wrong bank account number", "convenient loan", "loan deposit" and "risk money". After the swindler succeeds in defrauding money, the victim will find that he still can't get the loan. Finally, once WeChat and QQ are blacked out, they can't be contacted.

Second, prevent borrowing money from being cheated.

Affected by the epidemic, if small and medium-sized enterprises and individual businesses face financial difficulties and need to borrow money, remember to apply for loans through formal financial institutions such as banks to reduce loan risks and tide over the difficulties. Don't trust any loan advertisements posted by netizens, websites and mobile phone applications. Don't scan or click on any QR code and links from unknown sources to avoid letting bad people take advantage of "needs". Banks and formal loan companies will not let users apply for loans by phone, so I hope you will be careful not to be deceived.

Extended data

Telecom fraud refers to the criminal act of fabricating false information and setting up a scam by telephone, internet, SMS, etc., to induce victims to make money or transfer money in a long-distance and non-contact way. Usually, the purpose of cheating is achieved by impersonating others and forging various legal coats and forms, such as impersonating public security law, commercial company manufacturers, state organ staff, bank staff and other institutions, forging and impersonating recruitment, billing, loans, mobile phones and so on.

Since the new millennium in 2000, with the development of science and technology, a series of technical tools have been developed and used. Many technicians and some civilians use mobile phones, fixed telephones, internet and other communication tools and modern technology to implement non-contact fraud, which can be said to have developed rapidly and caused great losses to the people.