General dishonesty includes: 1, and the accumulated overdue time of housing provident fund loans reaches more than 3 (inclusive) and less than 6 (exclusive); 2. In the last 2 years, the accumulated overdue commercial loans reached 3 periods (inclusive) and 6 periods (excluding student loans); The accumulated overdue time of the credit card in the last 2 years has reached more than 3 installments (inclusive) and less than 6 installments (exclusive) (excluding annual fees);

Attempted to withdraw housing accumulation fund by illegal means in the past three years: 5. The debt disputes that have been handled have been registered by the relevant departments;

Other personal information recognized by the management center that should enter the general category of dishonesty. Serious breach of trust includes: 1, housing provident fund loans have been overdue for more than 6 periods (inclusive); Housing provident fund loans, commercial loans and credit cards are overdue;

In the last two years, the accumulated overdue commercial loans have reached more than 6 periods (inclusive) and no reasonable explanation has been issued (except for student loans); The credit card has been overdue for more than 6 periods (inclusive) in the past 2 years without a reasonable explanation (except annual fee);

Take illegal means to withdraw housing provident fund or obtain housing provident fund loans in the past 5 years; 6, in the past two years, there have been serious economic crimes or acts endangering social security, and the relevant departments have put on record; 7, there is a debt dispute has not been registered by the relevant departments; Other personal information identified by the management center that should enter the category of serious dishonesty.