30%。 The housing mortgage interest rates of Guangxi Postal Bank is relatively low, generally the benchmark interest rate rises 10%-30%. Original and photocopy of ID card and household registration book of the borrower and spouse. If you are single, you need to issue the borrower's single marital status certificate, the copy and photocopy of the family property and car ownership certificate, and other assets certification materials, such as the original and photocopy of the house ownership certificate, land use certificate, deed certificate, personal main bank account, banking business seal, work unit income certificate, family private loan and other certificates in the past 6 to 12 months. Submit materials → sign bank documents → house evaluation → bank approval → bank loan → mortgage registration → monthly loan repayment.