Legal analysis: wechat borrows money and does not pay it back. When the creditor's right expires, the lender may require the lender to demand a reminder. If the other party still refuses to pay back the money, it can bring a lawsuit directly to the people's court. The prosecution process mainly includes: the lender prepares the litigation materials. When bringing a lawsuit, you can write a complaint in advance, bring your valid identity certificate and relevant written evidence related to the loan, bring a lawsuit to the court, and wait for the people's court to arrange a trial and make a judgment.

1. If the chat records of WeChat or Alipay include not only the transfer records of WeChat or Alipay, but also the clear chat records of both borrowers and borrowers, it can be clear that there is a double loan relationship from the chat records, then the transfer records of WeChat or Alipay are strong evidence that the debtor can repay.

2. If there is no explicit mention of the loan relationship between the two parties in the chat records of WeChat or Alipay, or there is only a WeChat transfer record, the transfer record at this time is slightly weak as evidence. Because the judge can't confirm whether there is a transfer due to the loan relationship, even if there is a transfer record, the debtor can't bear the repayment responsibility.

Legal basis: Article 255 of the Civil Procedure Law of People's Republic of China (PRC) stipulates that if the person subjected to execution fails to perform the obligations specified in the legal documents, the people's court may take or notify the relevant units to assist in taking measures such as restricting exit, recording in the credit information system, publishing non-performance information through the media and other measures prescribed by law.