Generally speaking, the arrival time of student-origin student loans is about 1 1 month in the year of applying for student loans. When applying for a student loan, an Alipay account is usually automatically generated. Under normal circumstances, student loans are paid by China Development Bank to the applicant's Alipay account around 1 1 month through Alipay platform.

Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.

The loan is a credit loan, and the students and their parents (or other legal guardians) are co-borrower, who are jointly responsible for repayment.

In August 2007, the state issued a new policy of "student-origin credit loan". In August 2007, the Ministry of Finance, the Ministry of Education and the China Development Bank jointly launched a pilot program of student-origin student loans in five provinces (cities) of Hubei, Jiangsu, Shaanxi, Gansu and Chongqing. At present, the pilot provinces (cities) that carry out student-origin loan business are: Hubei, Jiangsu, Shaanxi, Gansu, Chongqing, Qinghai, Xinjiang Uygur Autonomous Region, Ningxia Hui Autonomous Region, Inner Mongolia Autonomous Region, Shanxi, Beijing, Shandong, Anhui, Zhejiang, Fujian, Shanghai, Hunan, Jiangxi, Yunnan, Guizhou, Sichuan, Guangxi Zhuang Autonomous Region and Heilongjiang.

When will the student loan arrive?

Student-origin student loan 1 1 will be received around 10, and the national student loan will receive the loan amount around 1 mid.

Student-origin student loan

At present, there is no clear agreement on the time when funds will be transferred into students' accounts in the student source credit loan contract signed by China Development Bank and students. However, according to the application process of student-origin student loan, it should be about 1 1. However, the arrival time of the money does not affect the students' enrollment, just explain the situation to the school when registering.

government-subsidized student loans

If it is a student loan applied for this academic year, it will be signed with the borrower after being examined by the school and the loan bank. After the contract is signed, the loan will be released in about 20 working days, and the time is about165438+1mid-October.

If you apply for a student loan every academic year, the loan bank will transfer the loan amount to the Alipay account of the loan student year by year. You don't need to reapply in the second year, and the review is much simpler. You mainly pay attention to the students' school performance and exam results, so you will receive the loan amount in the middle of 10.

Extended data:

Student loan application process

Student loans are mainly aimed at undergraduates, master students and second bachelor degree students with financial difficulties. After school starts in September every year, you can apply. The specific process is as follows:

1. Prepare loan-related materials, including but not limited to student ID card, ID card, proof of family financial difficulties and other materials.

2. China Development Bank student loan information register personal information online, then enter the "loan application" module and click "export loan application form".

3. After filling out the application form, go to the village committee or the township civil affairs department to stamp it.

4. Submit the application form and confirm the loan amount. In principle, the loan amount per person per year does not exceed 6,000 yuan, which is mainly used for tuition and accommodation.

5. The school will review the loan student information, seal it after confirmation, and the lender will conduct the final review.

6. Lend money after the approval is successful.

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When was the student loan issued?

Under normal circumstances, after the student's student loan arrives, it will directly hit the student's Alipay account, but at this time, the funds will only pass through the student's Alipay account and be deducted into the school account. Tuition and accommodation fees will be deducted after all the loans from the school are received, and the remaining funds after deduction will be returned to the students, usually in 165438+ 10 month every year.

There are two kinds of student loans, one is student-origin student loans, and the other is national student loans. 1. At present, the student source credit loan contract signed by China Development Bank and students does not clearly stipulate the time when the funds will be transferred to the student account. The time when the loan arrives will not affect the normal registration of students. Students can report to the school with a loan contract at the beginning of school. After verifying relevant information and perfecting all loan procedures, borrowers who meet the requirements of student-origin student loans will be remitted by China Development Bank to the borrower's Alipay account at 165438+ through Alipay platform in late October, and the system will automatically deduct the loan fee and transfer it to the university account immediately according to the entrustment of China Development Bank. After deducting tuition and accommodation fees, the remaining money will be transferred to the borrower's student account.

Student-origin student loans will arrive around June 1 1, and national student loans will receive the loan amount 1 around mid-June. Student loans will be paid to Alipay account, and the school's tuition automatic deduction system will automatically deduct your tuition and accommodation fees. After deducting tuition and accommodation fees, the remaining amount can be extracted and used.

2. If it is a national student loan applied for this academic year, the school and the loan bank will sign a contract with the borrower, and the loan will be released about 20 working days after the contract is signed, and the time is about165438+1mid-October; If you apply for a student loan every academic year, the loan bank will transfer the loan amount to the Alipay account of the loan student year by year. You don't need to reapply in the second year, and the review is much simpler. You mainly pay attention to the students' school performance and exam results, so you will receive the loan amount in the middle of 10.

When will the student loan be issued?

The national student loan issuance time is:

1. The national student loan is issued from September to February every year, and it varies from region to region, subject to the actual arrival time;

2. Generally speaking, if you apply for a student loan at school, schools and banks will generally organize students to sign 5438+0 1 in June and issue loans within 20 working days after signing the contract;

3. If you apply for a student loan in the student's hometown, it will usually be paid around June 5438+ 10, and the balance of the student loan will usually be paid around June 165438+ 10, and it will be paid before the end of February at the latest, but different regions may have different policies, depending on the time when the balance of the student loan is actually received. Student loans are usually transferred to the school's account, and the school's automatic tuition deduction system will automatically deduct the tuition and accommodation fees of the relevant students. After deducting tuition and accommodation fees, the remaining amount will be added to the user's bank card or Alipay account through financial summation.