What is the latest down payment ratio of housing loans? 20 13 what is the new housing loan policy?
The down payment ratio of 20 13 housing loan new deal is adjusted to 30% or above; For families who purchase a second home by loan, the down payment ratio shall not be less than 50%, and the loan interest rate shall not be less than 1. 1 times of the benchmark interest rate. Commercial banks should strengthen the management of consumer loans and prohibit them from being used for buying houses.