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Guiyang New Deal: Implement relevant credit policies, and make a down payment of 20% for the first suite, and do not stop or refund the loan at will.
On the evening of April 28th, the website of Guiyang Municipal People's Government published the Notice of the General Office of the Municipal People's Government on Promoting the Healthy Development of the Real Estate Industry, which was implemented on a trial basis 1 year.

According to the new media, the notice said that in order to implement the decision-making and deployment of the provincial party Committee and the provincial government to "strengthen the province", continuously optimize and improve the business environment in the real estate sector, strengthen measures to benefit the people, better meet the people's reasonable housing needs, stimulate the development vitality of market players, and promote the healthy development of the real estate industry, relevant matters are hereby notified as follows:

First, reduce the cost of enterprise development.

(1) Adjust the payment ratio of bid bond for land use right. Where the right to use state-owned construction land is transferred by means of bidding, auction or listing, the bid bond shall be executed according to the prescribed minimum ratio (20% of the initial listing price), and the transaction shall be allowed at the initial listing price.

(two) the overall implementation of public facilities. New land transfer real estate projects surrounding education facilities, affordable housing, infrastructure facilities, etc. First, by the governments of various regions (cities, counties) in combination with the planning and design conditions and the regulations on the construction and management of educational facilities in newly-built and rebuilt residential areas in Guiyang, the regional construction shall be organized and implemented as a whole.

(3) The land transfer fee for underground parking spaces is specially used to support the public construction of the project. The land leasing fee for parking spaces paid by real estate development enterprises shall be subsidized to the local (city, county) government after deducting the part stipulated by the central and provincial governments for the investment in supporting public buildings in this plot.

(four) to promote the use of prefabricated buildings and phosphogypsum building materials. Support local (city, county) governments to scientifically promote the use of prefabricated buildings and phosphogypsum building materials in combination with their own reality, and reasonably control costs. For commercial residential projects that meet the requirements of prefabricated buildings, the prefabricated part of the wall may not be included in the accounting of the planned total construction area.

Second, meet reasonable credit demand.

(5) Increase the support of housing provident fund. Use the value-added income of housing provident fund to leverage the funds of commercial banks and expand the benefits of housing provident fund system by means of personal discount loans. The scale of new personal interest-bearing loans is 2 billion yuan, and the loan issuance time is controlled within 3 months.

(6) Strive for credit support from financial institutions. Guide financial institutions to implement relevant credit policies, appropriately increase liquidity loans and support for mergers and acquisitions of high-quality real estate enterprises on the basis of controllable risks to meet the reasonable financing needs of construction enterprises; Guide commercial banks and financial institutions not to stop or withdraw loans at will, and support projects under construction to the maximum extent as scheduled.

(7) lowering the threshold of individual housing consumption. Encourage and guide financial institutions to implement the 20% down payment policy for the first home loan. Support and guide financial institutions to implement the first home loan policy for families who own a set of housing and have settled their housing loans and apply for loans to buy ordinary housing again to improve their living conditions.

Third, improve the liquidity of commercial housing stock.

(8) Diversification and revitalization of non-residential stock. Accelerate the revitalization of the existing non-residential commercial housing land. For non-residential commercial housing projects that have been sold but not yet built, under the premise of improving the supporting facilities for public construction, it is allowed to apply for adjusting the nature according to procedures for the development and construction of residential or emerging industries, pension industries, cultural and educational industries, sports industries, etc. And promote non-residential destocking; For the adjusted houses, in principle, it is used for the construction of resettlement houses and affordable rental houses.

(nine) to broaden the channels for raising resettlement houses. Encourage physical resettlement. According to the principles of voluntary participation, selecting houses on the basis of merit and independent choice, the local (city, county) government will organize stock houses as resettlement houses and adjust the stock of resettlement houses, broaden the channels for raising resettlement houses, and enrich and improve the resettlement house library.

Fourth, improve the housing supply system.

(ten) to strengthen the policy support of affordable rental housing subsidies. In line with the Interim Provisions on the Management of Young Talents Apartments in Guiyang City, the rental subsidy will be paid continuously for two years according to the standard; For new citizens and young people who have newly settled in Gui 'an, Guiyang, and are working in Gui 'an, renting affordable rental housing, in principle, 80% of the housing rent of the same location and quality will be charged.

(eleven) relax the purchase conditions of * * * property housing. Anyone who meets college education or above, has paid social security for three years or more, and has paid taxes for two years or more can apply for the purchase of sales-oriented * * * property housing.

(twelve) improve the diversified housing product system. Accelerate the formulation of the housing rental market implementation plan, build a comprehensive management platform for housing rental within the city, guide housing property owners, real estate development enterprises and other subjects to integrate idle resources in the commercial housing market, cultivate the housing rental management system, and promote the large-scale, standardized and professional management of housing rental.

(13) improve the supporting policies and measures for home ownership. If you buy a commercial house in Gui 'an Administrative District of Guiyang, you can apply to settle down in the community where you buy the commercial house, and at the same time ensure that the settled children attend public schools in the compulsory education stage; Migrant workers living in Gui 'an, Guiyang, enjoy the same medical security as the registered population according to regulations.

Five, improve the level of government services

(fourteen) to promote the "land requisition". Regional (city, county) governments should complete a comprehensive assessment before land supply. Encourage the transfer with the planning, and incorporate the plot planning scheme into the land transfer contract; Free agency service will be implemented to shorten the time for enterprises to go through relevant procedures before starting work.

(fifteen) increase the intensity of examination and approval. Strictly control the start of construction without obtaining the construction application procedures, and reasonably shorten the approval time for projects that have obtained the land use approval and construction project planning permission procedures according to law and meet the relevant quality and safety conditions, and handle the construction permission in two stages: "foundation pit support and earthwork excavation" and "building foundation and main body".

(sixteen) optimize the housing transaction process. We will implement the "one-window acceptance and parallel processing" working mode of online registration of housing transactions, tax payment and real estate registration, realize multi-link procedures at the same time, and improve the efficiency of real estate registration.

(seventeen) the implementation of "certificates". Establish and improve the linkage mechanism of departmental cooperation, strengthen information interconnection, and gradually implement the "certificate of delivery" to realize the "property certificate" when commercial housing is delivered to the purchaser.