1. Is Ankang Gongxin Financing Guarantee Company reliable?

Ankang Gongxin Financing Guarantee Co., Ltd. is reliable

Ankang Gongxin Financing Guarantee Co., Ltd. was established on December 18, 2013. Legal representative Ma Li, the company's business scope includes: main loan guarantees, bill acceptance guarantees, trade financing guarantees, project financing guarantees, letter of credit guarantee business and other financing guarantee businesses permitted by laws and regulations.

2. Is the loan guaranteed by the guarantee company reliable?

It is generally reliable, depending on the operation and strength of the guarantee company, but the loan cost is higher

3. Is the loan guaranteed by the guarantee company reliable?

1. Loans guaranteed by guarantee companies are credible. \r\n2. Guarantee companies established in accordance with the law can provide guarantees for financing loans. When the borrower cannot repay the loan when it expires, it assumes the guarantee responsibility of paying the loan principal and interest to the lender. It can be seen that for loans guaranteed by a guarantee company, the recovery of principal and interest is more guaranteed. \r\n"Interim Measures for the Administration of Financing Guarantee Companies"\r\nArticle 2: Financing guarantees as mentioned in these Measures refer to the agreement between the guarantor and banking financial institutions and other creditors that when the guaranteed party fails to perform its obligations to the creditor, When financing debts, the guarantor shall bear the guarantee liability stipulated in the contract in accordance with the law.

4. Is it reliable to get a loan from a formal guaranteed investment company?

Whether it is safe depends on whether the guarantee company you are looking for is regular. Generally speaking, formal guarantee companies are very safe.

Methods to identify formal loan guarantee companies:

1. Strict legal texts and standardized operations. Established guarantee companies tend to strictly abide by national laws, regulations, etc., and will not operate illegally for short-term gains, nor will they touch the "high-voltage lines" of the industry. In operation, any irregularities or unexpected factors may pose a potential threat to the interests of investors. Therefore, it is necessary to formulate strict legal texts. In the contract, the rights of investors, borrowers and guarantors and their respective responsibilities are Obligations are clearly defined. Only in this way can the interests of all parties be fully protected. This is also an important aspect in judging a guarantee company.

2. Fully understand the assets and social reputation of the guarantee company.

3. You can learn about the guarantee company’s operating years, number of customers, and number of days without overdue guarantees.

Regular guarantee companies do not pay any fees before lending, and will not charge any additional so-called handling fees, home visit fees, and material fees from customers.

Usually, guarantee companies have advantages: high loan limit - according to most bank regulations, the maximum limit of a home mortgage loan is only 70% of the appraised value of the mortgaged house. However, if the borrower uses a guarantee company to operate, then It is very possible to achieve a satisfactory result with a successful loan. Based on the same principle, some users who applied for mortgage housing loans even realized their wish to buy a house with zero down payment.

The application threshold is low - when the application materials are incomplete and the mortgaged house does not meet the regulations, it is difficult for the borrower to apply for a loan from the bank, and the result is often failure. However, if a guarantee company comes forward to vouch for you, things are expected to turn around. It is not difficult to see from this that another advantage of guarantee companies is to serve users who cannot get loans directly from banks.

The disadvantage is that the cost of loans increases - there are advantages and disadvantages to getting a loan from a guarantee company. Compared with going to a bank for a loan directly, the guarantee company has an extra loan guarantee service fee, so this also increases the amount of borrowing. The cost of a loan to a person. However, if the borrower can compare the charging standards of the guarantee companies, the loan costs can also be controlled to a certain extent.