1. Apply for relief: users can find their own Ping An Pratt & Whitney loan contract, and inquire whether the loan amount in it is consistent with the specific amount received, whether there are extra expenses other than deducting the loan interest, and whether the loan interest exceeds the upper limit of the private loan interest rate. If there is, we must first communicate with the platform to reduce this unqualified fee, so that personal liabilities will be much less;

2. Timely treatment: the penalty interest of users increases with the increase of total time, and it is impossible to delay treatment through time. If an individual is unable to repay, he can ask relatives and friends for help, or improve the source of income and repay it as soon as possible within his ability;

3. See if there are any preferential policies to pay off in advance: In order to quickly reduce bad debts in the middle of the year and at the end of the year, many service platforms will introduce preferential policies to pay off in advance, giving users with repayment pressure, most of them are wood money with little interest. Users can consult.

CreditEase Pratt & Whitney is a formal microfinance service platform with a maximum credit line of 200,000. Although its loan interest is not too high, users should be aware that it has some other expenses, and if the total expenses are added up, it will be higher and higher. If you want to get a loan, you'd better go to the lobby to find out about the interest charges. CreditEase Pratt & Whitney loan is well-known in the market, and the company's operating scale is relatively large. Customers with real estate needs can choose to apply for loans. But the interest rate is a little higher than that of financial institutions. Moreover, the audit is not particularly strict and easy to handle. It is easy for good celebrities to borrow money blindly, but in the end they are unable to repay it, which hurts their daily lives. Therefore, don't borrow online loans unless you have to. This article is mainly about how to deal with the knowledge points of Yixin loans overdue, and the content is for reference only.

Legal basis;

People's Republic of China (PRC) Civil Code

Article 188

The limitation period for requesting protection of civil rights from the people's court is three years. Where there are other provisions in the law, those provisions shall prevail.

The limitation period of action shall be counted from the date when the creditor knows or should know that the right is damaged and the debtor knows it. Where there are other provisions in the law, those provisions shall prevail. However, the people's court shall not protect the rights that have been damaged for more than 20 years. Under special circumstances, the people's court may decide to extend the time according to the application of the obligee.