The term of venture loans issued by banks is generally 1 year, and the longest is no more than 3 years; The loan period of college students' entrepreneurial loans depends on personal loans. Generally speaking, the loan period of college students' entrepreneurial loans can reach 1-2 years, and some areas can handle 1-3 years.

For college students' entrepreneurial loans, the local government will have a certain discount policy, and the discount time will range from 2 years to 3 years. Please consult your local bank for details.