This is a regular company.

Beijing rongxiangtong information technology co., ltd was established in 2003 with a registered capital of100000. Is a wireless Internet application company, is a high-tech enterprise focusing on mobile application software and services.

As a professional provider of wireless Internet application services and solutions, RongYitong Company is committed to the development of wireless Internet and e-commerce, focusing on the combination of wireless Internet with traditional market and wired Internet applications.

I am in Beijing, and I want to find a regular loan company. What are they?

Suggest to borrow from the bank:

The loan amount through China Merchants Bank is small (less than 50,000 yuan). If you are already a user of China Merchants Bank and downloaded the mobile banking APP of China Merchants Bank, you can try to apply through this interface by logging in to mobile banking and clicking My-All-Loan-I want a loan. If you meet the credit card requirements of China Merchants Bank, you can try to apply for a credit card.

The loan amount is more than 50,000 yuan. If there is China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank outlets. Due to the different requirements and application materials of each loan project, the current loan purposes are: car purchase, parking, decoration, education, bulk consumption shopping, tourism and other legitimate personal or family consumption; And the use of business turnover. You can call 95555 at 8:30- 18:00 to enter the manual service and provide the loan purpose and city for detailed information. Whether the loan application is approved or not shall be subject to the comprehensive audit results of the personal loan department of the handling bank.

3. Which loan companies are more formal in Beijing?

There are (individual) better loan companies in Beijing: Beijing Yi Rong (Beijing Lending Link), Beijing Lending Link, Ding Guagua, CreditEase, He Xin, etc.

There are generally two channels for loans, bank loans and loan companies, both of which have their own advantages and disadvantages.

For example, it is more appropriate to choose bank loans and some loan companies.

Now there are all kinds of loan companies in Beijing, and some scammers have mixed in. Therefore, it is very important to choose a formal institution.

1, regular companies will have fixed office space, official website and customer service telephone numbers. Be careful if there is only one website or customer service phone number;

2. At present, regular companies usually only deal with companies that are basically liars;

3. There are a lot of materials needed for loans, but it is generally only necessary to get an ID card to get a loan.

Bank personal loans must meet the following conditions:

First, he has reached the age of 25 and has full capacity for civil conduct; And a valid residence certificate.

Second, it has a fixed ability to guarantee the repayment of principal and interest on schedule.

Third, the credit record is good and there is no bad credit record.

Fourth, it can provide legal and effective guarantees recognized by banks.

Fifth, other conditions stipulated by the bank.

2. Individuals need to apply for bank loans.

Loan application; Original and photocopy of ID card, household registration book and marriage certificate of both husband and wife * * * Letter of opinion from someone agreeing to the loan; Marital status information (work permit, vehicle driving license, etc.). ); Proof of fixed place (real estate license and water, electricity, gas and other documents in the last three months); Loan contract.

For personal guarantee, the following information shall be provided:

Original and photocopy of ID card, household registration book and marriage certificate of both husband and wife; Occupation, income certificate and family property status information of husband and wife (work certificate, bank account, property right certificate, vehicle driving license, etc.). ); Electricity, gas and other supporting documents of the fixed place); Personal bank credit information inquiry system; Notarization.

For corporate loans, the following information shall be provided:

Original and photocopy of business license, original and photocopy of tax registration certificate (national tax and local tax), organization code certificate, guarantor's ID card, loan card (annual inspection) and credit certificate; Shareholders' consent; Financial statements: with audit report). Including the seal of balance sheet, income statement and cash flow statement); Special industries need to provide declaration and pollutant discharge permit).

Property mortgage should be issued:

Identity cards, household registration books and marriage certificates of both husband and wife; The property owner agrees to mortgage; Real estate needs to be registered.

This road needs special attention:

The conditions of the loan company are as follows

The loan of each loan company needs to include the following conditions:

1, identification: personal valid identification;

2. proof of income: after tax, and provide nearly 6 months' salary;

3. Working years: continuous work in the current unit 12 months;

4. Social security requirements: social security payment records are required.

4. Which loan companies are more formal in Beijing?

Beijing's loan companies are relatively disciplined in finding state loans, and many private loan companies are deceptive.