Generally speaking, at the end of the year, that is, at the end of December, the bank's loan quota may be full, but by the beginning of the year, new credit policies and loan quotas have been formulated, and this situation will be resolved.

If this bank is sued, the chances of winning are slim. Because the bank issues the loan period, that is to say, from the date you sign the loan contract with the bank, the relevant guarantee contract has ended, the relevant guarantee mortgage, the bank has obtained other rights certificates, etc. , indebted to the loan bank's requirements. This account is used to issue and repay the principal and interest of the loan. Other materials provided by the borrower meet the requirements of the lending bank. If the above conditions are met, the loan can only be approved within 5 working days.

:

Delayed arrival of bank transfers

It is understood that there are many reasons for delayed arrival of bank transfers. For example, if the transferor sets a 24-hour time limit for the funds to arrive, the bank transfer may be delayed longer than expected. The beneficiary bank system is in maintenance or settlement status, which will also cause bank transfers to be delayed in the account, and differences in transfer amounts will also affect the time it takes for funds to arrive.

Select fast arrival, usually in real time, with a delay of no more than 2 hours; interbank transactions must be handled at the counters of two banks, and usually take one to three working days to arrive; if the transfer is on Friday night, The fastest arrival will be next Monday, and the latest will be Wednesday. From Monday to Friday, transfers made before 3 pm on the same day can basically be transferred to the other bank on the same day, and the bank card will arrive immediately in the same system. Mobile banking is generally available on the same day.

Transfer refers to a bank currency settlement method that does not use cash directly, but transfers funds from a payment account to a collection account through a bank. It gradually developed with the development of the banking industry. When the settlement amount is large and the spatial distance is long, it is safer and faster to use transfer settlement. In modern society, the vast majority of commodity transactions and monetary payments are settled through transfers.

As a bank settlement method, transfer has a wide range of applications. Transfers and settlements can be made between the same city and different places, between unit accounts and unit accounts, between unit accounts and personal accounts, and between personal accounts and personal accounts.