You can apply for a loan. If the house was built in 1988, according to the provident fund policy, the house can get a loan of 30% of the appraised price after more than 20 years. The loan amount is calculated according to your situation. The buyer is single or married, but only one of the husband and wife meets the conditions of provident fund loan. The maximum loan for buying a new house is 360,000, and the maximum loan for buying a second-hand house is 2 1 10,000. The maximum loan amount of the provident fund cannot exceed 15 times of the account balance. One thing is that if the house is more than 20 years old, it is 30% of the loan evaluation price, and the lowest of the two loan values is the loan amount of your house. According to your actual situation, because the house you bought is relatively old and the amount of provident fund loans is not much, I suggest you choose commercial loans. At present, the first commercial loan for selling a house has a good credit record, and you can apply for a 15% discount on the interest rate. After the commercial loan, you can take the online signing contract and loan contract to the provident fund management center to withdraw the balance (according to the requirements of your unit, some can withdraw once a year, and some can withdraw twice a year).