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Can I buy insurance outside when I borrow money to buy a car?
Yes, it is free to decide where to insure. You can go to your favorite auto insurance company to buy it, or you can call the insurance company. Insurance is handled at home.

Vehicle insurance generally includes vehicle insurance and commercial insurance, and commercial insurance includes basic insurance and additional insurance. The basic risks are divided into vehicle loss insurance and third party liability insurance, vehicle theft and emergency rescue (theft and emergency rescue) and vehicle personnel liability insurance (driver liability insurance and passenger liability insurance). Vehicle insurance [full name of motor vehicle traffic accident liability compulsory insurance] is the first compulsory insurance system implemented by national laws in China.