Taian provident fund loan, two guarantors, is not required to be public officials of public institutions. Generally, if a natural person is used as the guarantor of housing provident fund, the guarantor of housing provident fund loan must meet the following conditions:

1. Having full capacity for civil conduct;

2. Have permanent residence or valid residence status in local towns, and have relatively stable income;

3. The housing accumulation fund has been paid continuously and normally for more than 6 months, and the amount paid in the account has been more than 1 year;

4. No provident fund loan balance and other bad debts;

5. The borrower shall not withdraw the housing provident fund or apply for a housing provident fund loan during the period when the loan principal and interest are not fully repaid;

6. The age of the guarantor of the housing provident fund plus the term of the secured loan shall not exceed the statutory retirement age.

the guarantor of the natural person housing provident fund shall provide the guarantor's identity certificate, household registration book, income certificate and housing provident fund account number, and sign a guarantee contract with the entrusted bank.