1. Withdrawal after purchasing the first house: If employees or their spouses or minor children have no house, they can withdraw the provident fund after paying 1 year, and the maximum withdrawal amount can be 50% of the balance of the provident fund account;

2. Second-hand housing transaction withdrawal: employees who purchase second-hand housing in Xinxiang can withdraw the provident fund after paying 1 year, up to 50% of the balance of the provident fund account;

3. Rental withdrawal: employees who rent a house in Xinxiang can withdraw their provident fund after paying 1 year, and the maximum annual withdrawal can be12% of the balance of the provident fund account;

4. Withdrawal of mortgage repayment: employees can withdraw the provident fund after paying 1 year, and the maximum amount can be 50% of the balance of the provident fund account;

5. Medical withdrawal for serious illness: If employees or their spouses, parents and children suffer from serious illness and need to pay high medical expenses, they can withdraw the provident fund, up to 50% of the balance of the provident fund account.

Housing provident fund one-time extraction standards include:

1, Deposit Time Requirements: Different regions may have different deposit time requirements for one-time withdrawal of housing provident fund. Generally speaking, it is necessary to deposit the provident fund in the unit for a certain number of years, such as 6 months to 1 year;

2. Reasons for withdrawal: One-time withdrawal of housing provident fund requires specific reasons, such as house purchase, decoration, serious illness medical care, children's education, and entrepreneurship. , and need relevant supporting materials;

3. Withdrawal amount: The one-time withdrawal amount of housing provident fund shall be stipulated by local housing provident fund management centers or relevant departments. Generally speaking, the withdrawal amount is related to the deposit time, deposit amount, withdrawal reason, personal situation and other factors;

4. Other requirements: the applicant must have full capacity for civil conduct and provide certain application materials for withdrawal, such as ID card, deposit certificate of provident fund, withdrawal application form, withdrawal reason certificate, etc.

To sum up, different regions and policies may have different standards for one-time withdrawal of housing provident fund, and the specific standards need to be consulted with the local housing provident fund management center or relevant departments. In addition, when withdrawing the housing provident fund at one time, we should carefully understand the relevant regulations and requirements to avoid illegal acts and losses.

Legal basis:

The "Regulations" of People's Republic of China (PRC) housing provident fund management seventh.

Management of housing accumulation fund:

(a) set up personal accounts for employees in the undertaking bank, and apply for withdrawal with my ID card after approval;

(two) personal account balance according to the provisions of the three-month interest rate;

(three) during the deposit period, employees retired, dismissed, transferred from the county or self-built (purchased) housing, can apply for extraction.