Rural aquaculture policy loans must be promised or guaranteed by the local government. The so-called interest-free loan is a kind of discount loan, not without interest, but a loan that the government promises to share or directly help farmers pay the interest on bank loans in order to encourage and support the development of a local project and solve the funding problem.

The maximum amount of interest-free loans shall be determined by the local government and banks through consultation according to the loan methods adopted. The general credit loan is within 50,000 yuan, and the guarantee is within100,000 yuan. The upper limit of mortgage is set according to the value of collateral. However, credit loans are difficult to be adopted by banks.

For example, the government subsidizes pig loans and lacks funds for large-scale development of pollution-free pig breeding, and the government can give loan support. For the secondary expansion farms that meet the construction standards, each farm can borrow 300,000 yuan, and the district finance is responsible for 5% discount for 2 years. A large family that raises more than 5 sow hybrids and produces more than 100 commercial pigs a year can get a loan of 30,000 yuan, and the district finance is responsible for 6.5438+0 years' 5% discount. For large-scale farms with an annual output of 1 10,000 heads or more, each farm can borrow 300,000 yuan, and the district finance is responsible for 1 year with a 5% discount.