A new type of scam where someone transfers money to your card

A new type of scam where someone transfers money to your card. In daily life, scammers do everything they can to defraud other people's money. One scam is that others watch you transfer money to your card. Next, let me take you through the new scam where someone transfers money to your card. New type of scam: Someone transfers money to your card 1

Recently, Ms. Han’s bank card had an extra 25,200 yuan for no reason. Ms. Han was wondering when she received a call from a man on the road not long after: "Madam, I entered the wrong bank card number when I called my friend and remitted the wrong amount. Please return the money to me!"

Remembering that she had indeed heard similar incidents of wrong money transfer, Ms. Han followed the other party's request and "refunded" the 25,200 yuan in three installments through Alipay, WeChat, and bank counter remittances.

She originally thought that the matter would be settled, but unexpectedly, a month later, Ms. Han received a text message from her bank showing that more than 3,000 yuan had been debited from her bank card. Confused, Ms. Han immediately called the police. After a thorough investigation, the police found out the truth.

It turned out that criminals used Ms. Han’s personal information to obtain a loan of 25,200 yuan on a loan website—yes, it was the money that had been transferred to Ms. Han’s account! Subsequently, the criminal contacted Ms. Han, falsely claiming that the wrong payment was made, and asked Ms. Han to "return" the money. As everyone knows, one month later, Ms. Han will need to repay the interest on this loan. The more than 3,000 yuan deducted from her bank card is the first installment of interest.

In the end, with the help of Shu Miao, Ms. Han lodged a complaint with the bank and avoided further loss of property. But Ms. Han herself has no idea how her personal information was leaked and used by criminals to make loans.

Coincidentally, Ms. Li also received such a scam call. Starting from obtaining Ms. Li's personal information, the scammer's routine was really "eighteen bends in the mountain road", which can be said to be the drama queen himself.

On March 7, Ms. Li received a strange phone call. The other party claimed to be a courier and accidentally damaged the items Ms. Li purchased on Taobao and offered to compensate Ms. Li 100 yuan. Ms. Li confusedly entered her ID number, bank card number and other information on the network link provided by the other party!

That’s right, the first step to obtain personal information was successful!

Not long after, Ms. Li discovered that there was an extra 21,000 yuan in her bank card. At this time, the "courier" called Ms. Li again and said that the refund was excessive because of a system error, and asked Ms. Li to return the money to her designated account. Ms. Li immediately realized that she might have been deceived, and immediately went to the public security agency to seek help.

The police immediately determined that the 21,000 yuan that "came out of thin air" was actually used by fraudsters in a certain small business in Ms. Li's name by checking bank statements and Ms. Li's personal credit information. loans from loan companies.

After finding out the whole story, Ms. Li quickly paid off the loan and successfully took the "cooked duck" back from the scammer, avoiding property loss. New type of scam: Someone transfers money to your card 2

Ponzi schemes are still harming society

Basically everyone has received fraudulent information, including the four traditional scams , there are also financial scams by the so-called four major investment banks, and these scams are considered basic. The scam that people fall for most in society is a financial scam called "Ponzi scheme", such as Ezubao, Zhongjin Company, Jubaojin These companies are all typical Ponzi schemes.

The main characteristics of a Ponzi scheme are the large number of people who are fooled and the huge amount of money defrauded. Hundreds of people are often fooled by Ponzi schemes in today’s society, and the total amount of fraud is usually in the unit of 100 million yuan. This Ponzi scheme appeared in the 20th century. The scam can be called the most influential scam in the world, and people are still jumping into the scam one after another to this day.

Charles Ponzi, who immigrated to the United States in 1903, was the mastermind of the Ponzi scheme. In 1919, Ponzi planned the first Ponzi scheme. In just 7 months, more than 30,000 people were involved in the scheme. Investors were deceived, and it was not until a year later that these investors realized that they had been deceived. From then on, Ponzi schemes began to sweep the world.

In fact, the principle of a Ponzi scheme is very simple. It is a pyramid scheme that attracts investment through high rates of return, and then uses investors' funds to pay for previous return profits. This kind of scam is to Continuously attracting investors, once the investment funds are interrupted, the entire scam will be exposed.

Although Ponzi Global now has various forms of fraud, it is still promoting low-risk, high-return investment scams. Scammers often claim a rate of return of up to 100%, and the maximum annual interest rate for loans stipulated by Chinese law is also I'm only 36. Instead of believing in the Ponzi scheme's claim that "investment will definitely make money and never lose money," it's better to believe that pie will fall from the sky.

The main targets of Ponzi schemes are often the elderly and smart young people with little social experience. Many people often know that this is a scam, but they enter the scam with the idea that they can make money by entering first. As everyone knows, today's financial scams have become more and more complex. Often when you first enter the scam, it is the day when these scammers run away. In the scam, you may earn countless 100, but you can only lose one 100. .

The impact of Ponzi scheme is so far-reaching. It is nothing more than taking advantage of people's greed. As long as you put away your greedy desires, this scam can be avoided. However, often people are attracted by greed and know that it is a scam. But he still stepped into the abyss without hesitation.