By February 2, 2020, Kloc-0/,the loan in CCB was 654.38 million yuan, with annual interest of 4,350 yuan. Because the annual interest rate of CCB is 4.35%, the annual loan is 654.38 million yuan, and the interest = principal × annual interest rate = 4.35%× 100000 = 4350 yuan.

Principal =R×(n-year annuity present value coefficient).

R=？ Principal /(n-year annuity present value coefficient).

Determination of principal and interest in annual repayment.

Interest part = principal balance at the beginning of the year × interest rate.

Principal part = annual repayment amount-interest part.

Loan installment repayment schedule.

Schedule of principal and interest required to repay the loan on schedule.

Suppose a company borrows 100000 yuan with an annual interest rate of 8%, which must be paid off within five years. Then the annual repayment is:100000 ÷ (P/A, 8%, 5) =1000000 ÷3.993 = 25044 yuan.