Loan conditions in different places: 1. The borrower and spouse hold legal identity documents and have full capacity for civil conduct; . 2. The borrower and spouse have a stable source of income and the ability to repay the principal and interest on time. 3. The borrower and spouse have good credit and meet the loan credit review standards.

Off-site loans, that is, "off-site credit", refer to all kinds of off-balance-sheet and off-balance-sheet corporate credit services handled by banking financial institutions (or their branches) to enterprises whose registered place and business place are not in this city, including loans, bill acceptance and discount, letters of guarantee, letters of credit, loan commitments, financial leasing, trust financing and other off-balance-sheet domestic and foreign currency credit services.