It takes 9 working days for the bank to receive the collateral (including 3 working days for the Housing Authority, 3 working days for the bank, and 3 working days for both parties to confirm); It takes 3 working days for the bank to lend money and 3 working days for the transfer to the seller's account, totaling *** 15 working days; After the second-hand housing loan is released by the bank, it takes 15 days for the bank to supervise the funds, and it usually takes 15 working days to reach the owner's account.

Materials required for second-hand housing mortgage loan: real estate license, ID card of obligee and spouse, household registration book of obligee and spouse, marriage certificate and income certificate of obligee. If the obligee has minor children, please provide birth certificate. If the property has a bank loan, please provide the original loan contract and the latest bank statement. In order to improve the loan pass rate, please try to provide other family property certificates.