1. The applicant prepares materials to apply for a loan from the guarantee company.

2. After accepting the application, the guarantee company will conduct a comprehensive and all-round investigation on the applicant, and the handling personnel will issue loan guarantee opinions or investigation reports.

3. After the approval of the guarantee company, the guarantee company shall notify the applicant to go through the guarantee procedures.

4. The loan bank, the guarantee company and the borrower sign relevant contracts.

5. After the contract is signed, the guarantee company and the applicant shall go through the formalities of mortgage and pledge with the relevant departments and obtain the certificate of other rights.

6. After all the formalities are completed, the guarantee company formally notifies the loan bank to issue the loan.