If you are already a user of China Merchants Bank and downloaded the China Merchants Bank Mobile Banking app, you can log in to the mobile banking and home loan operation interface to see if there are any products suitable for you. In addition, mobile banking-my all-in-one card-loan management-my lightning loan/online banking-loan management-lightning loan, you can also see if you can handle it.
Second, how to get a loan on the mobile phone?
If you have a card of China Merchants Bank, China Merchants Bank has a lightning loan business. You can log in to the mobile banking APP of China Merchants Bank and click "My → All → Loan" to try to apply or inquire whether you meet the application conditions (whether you can get the quota or not depends on the system evaluation results). Basic conditions for lightning loan application: 1, holding China Merchants Bank card; 2. The age of the lender is generally between 23 and 60 years old, and the age plus the loan period is generally not more than 60 years old; 3, have the ability to repay the loan on time, no illegal behavior, good credit. Tips: 1. After the lightning loan is issued, the cash will be distributed to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate. 2. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 200,000, which is subject to the loan page. The minimum amount of a single withdrawal is 1000, and the maximum amount does not exceed the limit, and it must be an integer multiple of 100. 3. There are two ways to apply for a loan within the line of lightning loan: (1) 15 minutes for lending: automatic approval within 5- 10 minutes, immediate lending after passing, and SMS notification (2)T 1 day for lending: T 1 day for telephone verification. If you don't answer after three times of active contact, the application fails and you need to apply again. 4. When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information. (Response time: March 7, 2023. The above contents are for your reference. If there are business changes, please refer to the latest business rules. Tips: If you have any questions, you can call the official customer service hotline or contact China Merchants Bank APP for online customer service consultation.
Third, how to get a loan on the mobile phone?
China Merchants Bank has lightning loan business. At present, you can only APPly through the mobile banking app, or check whether it meets the application conditions.
If you have a savings card of China Merchants Bank, you can log in to mobile banking and enter the application page in My → All → My Loan → My Lightning Loan.
The maximum loan amount is 300,000 yuan and the minimum loan amount is 1 1,000 yuan; Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
4. How to get a loan for Apple's mobile phone?
If you want to borrow money from Apple's mobile phone, customers can borrow products directly through the mobile phone. Because both Android users and Apple users can download the mobile banking client, and the above loan products can usually be applied by both Android users and Apple users, it does not mean that Apple phones cannot apply.
For example, CCB's "fast e-loan" and "pledged customers can log in to CCB's manual loan" menu and find the entrance to apply online.
In addition, there are many online loan products in the online loan market. Apple mobile phone users can enter the portal to download the APP to their mobile phones, then log in to the APP and find a loan product to apply for.
Customers can also note that some official WeChat accounts of consumer finance companies have special application portals, which are also open to Apple users. Customers can apply for loans directly through WeChat official account.
Operating environment:
Brand model
System version: iOS 15.3
App version: v8.0. 18
Operating environment:
Brand type
System version: iOS 15.3
App version: v7. 1.0
Mobile banking loan processing steps are as follows:
1. First, find online applications in mobile banking;
2. Secondly, choose the loan type;
3. Submit information according to the requirements of the bank;
Step 4: Finally.
For example:
China Merchants Bank: If you have a debit card from China Merchants Bank, log in to mobile banking, click "My → Full Payment" at the bottom of the interface to enter the loan application page, fill in the relevant information and click "Submit Application". An expert will contact you after approval.
Bank of China "BOC e-loan": First, open the China Bank app and click "Home"; Then, click more; Then, click "Loan" and then click "Apply"; Then, fill in the application information; Finally, after completing the form, click Next to apply.
China Industrial and Commercial Bank of China "melts e-loan": First, you need to click on the logo of China Industrial and Commercial Bank of China in your mobile phone, and then enter the interface of China Industrial and Commercial Bank of China and click on the logo of melting e-loan indicated by the arrow; Enter the electronic borrowing interface and click the instant borrowing sign; In the pop-up prompt, you will be prompted that some areas cannot use loans. Click OK to enter the loan interface and enter the loan amount. Enter the sending sign of 100 here; After obtaining the SMS verification code, fill in the SMS verification code and click Next; Fill in and check my information, and then click Next; Click "Agree" in the pop-up letter of commitment for the use of funds, and click "OK" after checking all the loan information.
Tips:
1. Except for credit consumption loans, other types of loans need to submit relevant materials and sign agreements at the loan bank;
2. There are differences in loan business types in different regions. Please refer to the page display for details.