Due to the policy of restricting purchases and loans, local banks have different efforts to adjust the interest rate of the first home loan. The average interest rate of the first suite in China is 5.38%, and the interest rate generally rises by 5%-20%. The interest rate of the second home loan generally rose 10%-30%. During the same period, the benchmark interest rate of provident fund loans was 3.25%, and the interest rate of second-home loans generally rose 10%. The mortgage interest rate is the benchmark interest rate plus the floating ratio. If the benchmark interest rate is 4.9% and floating 10%, the mortgage interest rate is 4.9 %× (1+10%) = 5.39%. The floating ratio does not affect the loan amount, but the benchmark interest rate will. The basic quasi-interest rate will change at any time, but the interest rate increase or discount will always follow the loan until it is paid off.
Weifang is located in the west of Shandong Peninsula, with a land span of11810 ′ ~1200/′ and a latitude of 35 41′ ~ 37 26 ′. Weifang belongs to temperate monsoon climate, and its landform is from north to south, from low to high, forming several steps. Weifang is the kite capital of the world, and has successively won awards such as national environmental protection model city, national health city, national garden city, national food safety demonstration city, international peace city, national civilized city, China excellent tourist city, China characteristic charm city, national advanced city of scientific and technological progress, national circular economy demonstration city, national double-support model city, China happiest city, China top 100 foreign trade city, etc., and won the China Habitat Environment Award. 20201October 20th 10 was awarded as a national model city (county) with double support.