1, Alibaba IOU is a personal credit loan product launched by Ali Finance:

Alibaba IOU is a product launched by Ali Financial Platform. With the help of Alibaba Group's background and resources, we will provide users with personal credit loan services. As a financial product under Alibaba, it is subject to corresponding supervision and management and has high reliability.

2. Support of Ant Financial Services: Alibaba's IOUs were initiated by Ant Financial Services, which is one of the leading financial technology companies in China with strong technical strength and financial background. Ant Financial has rich experience and professional team in the financial field, which provides reliable support for Alibaba IOUs.

3. Strict risk control: Alibaba White Bank adopts strict management measures in risk control, and ensures the safety and stability of loans through credit evaluation and risk control strategies for borrowers. This strict risk control measure is helpful to reduce the risk of borrowing and improve the reliability of borrowing.