Bank of China provides "personal consumption loans". Personal consumption loans without collateral should be calculated from the following two dimensions, and the amount should be determined by taking the lower one:

1, income level or assets;

2. Customer wealth level;

Personal mortgage consumer loans should be calculated from the following two dimensions, whichever is lower, and the amount shall not exceed 6,543,800,000 yuan:

1, income level;

2. Mortgage rate;

Single use amount: the single use amount of personal consumption loan shall not exceed 80% of the required funds in the proof materials of consumption use.

Please consult the local branch of Bank of China for details.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.