The "Notice" proposes to implement a differentiated housing credit policy, reducing the down payment ratio of the first suite mortgage loan to 20% and the second suite to 30%; Improve the efficiency of loan approval. Improve the support of provident fund loans, deposit for 6 months in a row, and apply for provident fund loans the next month after clearing the provident fund loans. If the new policy is issued by the superior, it shall be implemented according to the new policy.
Jiangshan City will also implement phased housing subsidies and give housing deed tax subsidies. Individuals who buy new commercial housing and second-hand housing below 90 square meters in Jiangshan City will be subsidized according to 80% of the deed tax paid; Individuals who purchase new commercial housing and second-hand housing of 90 square meters or more will be subsidized according to 64% of the deed tax paid. The above subsidies are limited to the local retained part of the deed tax actually paid, and the maximum subsidy for a single set is not more than 30,000 yuan.
In terms of enjoying housing subsidies, individuals who buy new commercial housing below 90 square meters in Jiangshan City will be given a subsidy of 500 yuan/square meter; Individuals who purchase 90- 144 square meters (inclusive) of new commercial housing will be subsidized by 400 yuan/square meter. The maximum subsidy for a single set shall not exceed 50,000 yuan.
A subsidy of 100 yuan/square meter will be given to families who buy new commercial housing in Jiangshan city and have given birth to two children; Families with three children are given a subsidy of 200 yuan/m2. The above-mentioned families must be two-child and three-child families with permanent residents in Jiangshan City, with children under the age of 18 (as of July 2022 1).
In order to attract migrants, the Notice shows that, first, to attract migrants to settle down, individuals who are not registered in this city and buy new commercial housing in Jiangshan City will be given a one-time housing subsidy of 20,000 yuan/set. The second is to promote population agglomeration. Individuals who buy new commercial housing in urban areas have no housing in urban areas (the household registration is in rural areas outside the built-up area) will be given a one-time housing subsidy of 20,000 yuan/set.
The document proposes to strengthen the supervision of the real estate market. Strengthen joint supervision, strengthen the sales management of real estate development enterprises, and strengthen the investigation and punishment of illegal acts such as misappropriation of pre-sale funds and secondary transformation. Strengthen the management of real estate brokerage institutions and their employees. Constantly rectify and standardize the order of the real estate market.
At the same time, Jiangshan city requires strengthening the propaganda and guidance of news and public opinion. Actively maintain market and social stability, increase policy propaganda, adhere to the correct direction of public opinion, guide real estate enterprises to set reasonable prices, seriously investigate and deal with false advertisements, malicious speculation, misleading consumption and other acts, strengthen the control of information released by market entities such as real estate development enterprises and intermediaries, and effectively protect the legitimate rights and interests of consumers.