1, the provident fund cannot be used for off-site loans, neither you nor your parents! Because the provident fund loan is a mortgaged property, it is impossible to accurately evaluate the real estate in different places, so you can't lend!

2, if your parents have a lot of provident fund in their accounts! You can buy a house at one time, and your parents and your name are written on the real estate license! The developer and the Housing Authority may ask you to prove the proportion of capital contribution. You can prove the proportion of capital contribution according to the amount in the provident fund account!

The problem is that if the property wants to become its own name in the future, the transferred property rights need to be taxed!