Legal analysis: Adult children are people with full capacity and bear their own responsibilities. According to the relevant laws and regulations of our country, if the money owed to the online lending platform is unable to repay, the parents are not responsible for repaying the debts for their children, and the debtor can apply for repaying the debts by installments. Legally, the property of adult children and parents is clearly divided, and there is no joint liability.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 17 A natural person who has reached the age of 18 is an adult. A natural person under the age of eighteen is a minor.

Article 18 adult are persons with full capacity for civil conduct and can independently carry out civil juristic act.

/kloc-Minors over 0/6 years old whose main source of livelihood is their own labor income are regarded as persons with full capacity for civil conduct.

Nineteenth minors over the age of eight are persons with limited capacity for civil conduct, and they are represented by their legal representatives or approved and ratified by their legal representatives; However, civil legal acts that are purely beneficial or suitable for their age and intelligence can be implemented independently.