Financing service fee refers to the fees charged by some financial institutions when providing financing services to customers, including loan interest, loan handling fee, mortgage evaluation fee and a series of financing-related fees. These fees are to protect the interests of financial institutions, and to ensure the smooth development of financing projects and maximize the interests of customers by collecting these fees.

Financing service fee is a cost that many enterprises must face when financing, especially in bank loans. The collection standards and calculation methods of these service fees must be formulated in accordance with the relevant provisions of the state. At the same time, enterprises also need to be cautious when choosing financing channels and financial institutions, and carefully understand the service fees of each institution to avoid generating a lot of extra fees.

For consumers, financing service fees may also be involved in lending. These expenses should be calculated as a part of the total amount of consumer loans and cannot be ignored. Consumers need to choose the most suitable financing channel by comparing the service fees of different financial institutions, and at the same time, they need to read the terms of the contract carefully to avoid unnecessary disputes and losses.