After applying for a loan, the bank loan that takes effect after approval generally includes the loan contract signed by the bank with you, the bank card or account number for repayment, and the transfer voucher for the bank to transfer your loan to the developer (one for the real estate developer, one for one person, and two for the bank to keep). ). After buying a house with a loan, you should go through the formalities:

1, the purchase contract signed with the developer;

2. Purchase contracts signed with banks;

3. The down payment certificate issued by the developer;

4. Prepaid proof of house payment.

Extended data

First, the required documents are:

Materials required for individuals to apply for provident fund housing loans:

1, a copy of the applicant's ID card;

2. A copy of the applicant's household registration book (including the first page);

3. The original income certificate of the applicant;

4. The original certificate of the applicant's provident fund deposit;

5. Original purchase contract and purchase down payment invoice. If you are married, you must also provide a copy of the above materials and a spouse marriage certificate;

6. A copy of the house sales license;

7. Copy of land use certificate.

Second, the formalities:

Procedures for handling provident fund housing loans:

1. The management center will review the application materials and sign a loan contract according to the loan approval form if it meets the loan conditions. ?

2. Go through the guarantee formalities with the guarantee company and sign the mortgage contract. ?

3. Sign the bank receipt and entrusted deduction agreement with the entrusting bank.

4. The management center entrusts the bank to transfer the loan funds into the account of the selling unit.

5. The guarantee company handles the mortgage registration formalities for the lender.

China News Network-What documents does mortgage to buy a house need to buy a house?