You can still apply for a loan to buy a house after spending your personal credit information. As long as users can meet the mortgage application conditions, then users can apply for loans.

However, it does not mean that there are too many overdue records. Whether you can borrow money to buy a house depends on the borrower's credit record. If it is only overdue for about two times, even if the credit is spent, don't worry. On the premise of meeting other conditions, the bank will consider it as appropriate and will approve the loan to buy a house. At the same time, if the non-malicious overdue certificate can be provided, the chances of application passing will also increase.