1. If the credit card is overdue for more than six times in two years, you cannot apply for a loan. Personal credit card or loans overdue is overdue for three consecutive months, or accumulated for more than six times in two years, so you cannot apply for a loan.
No matter how you find that your credit card has been stolen, the first step is to call the bank customer service to report the loss immediately.
3. Check the money at the ATM. You don't need to reissue the card after reporting the loss. Now many online loans are raising the threshold for lending, which is not as easy as before.