Ping An Pratt & Whitney Financial Business Cluster (hereinafter referred to as "Ping An Pratt & Whitney") is a subordinate business cluster of China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "Ping An Group").
The interests of Ping An Pratt & Whitney's main credit products are as follows:
1, i The loan shall bear interest on a daily basis, and the interest and guarantee fee shall be collected according to the loan balance, with the daily rate below 0. 1%.
2. There are several installment plans for e-home loan, with different interest rates. In addition to a one-time payment of 3% handling fee, there are also annual interest rates and monthly guarantee fees: ①6 installments: annualized interest rate of 8.2% and monthly guarantee fee of 0.5%; ② Period 12: annualized interest rate is 8.6% and monthly guarantee fee is 0.56%; ③24 installments: annualized interest rate of 8.8% and monthly guarantee fee of 0.38%; ④36 installments: the annualized interest rate is 9.2%, and the monthly guarantee fee is 0.4%. Note: The annualized interest rate of E-house loan is calculated according to the monthly residual principal, and the monthly guarantee fee is calculated according to the monthly loan principal.
Users in need can also consider borrowing from some reliable online lending platforms. BAT's three major credit products are "hard enough in the background", which are relatively reliable. Borrowing is the credit product of Ali Ant Financial, micro-loan is the credit product of Tencent Weizhong Bank, and money flower is the credit service brand of Baidu Finance. Users who need it can consider it.
For more information about the interest rate of Ping An Pratt & Whitney Loan, please visit: See More.
What is the interest rate of Ping An Pratt & Whitney I loan?
1, the interest rate of Ping An Pratt & Whitney I loan is generally around 0.05%/ day. The actual loan interest rate is subject to the system approval results. Some people apply for a daily interest rate of 0.098%, while others may apply for a daily interest rate below 0.05%.
2. However, the borrower should note that although the interest rate of Ping An Pratt & Whitney I Loan does not involve usury, the borrower still has to bear additional insurance premiums and service fees, and the comprehensive annual interest rate is much higher than 36%, which is illegal usury in disguise.
What is the interest rate of Ping An Pratt & Whitney I loan? Go to: See more.
What are the interests of Ping An Pratt & Whitney?
1. The annual interest of Ping An Pratt & Whitney Loan is directly related to the product. Different loan products have different amounts and different annual interest rates.
2. If the customer applies for a salary loan, the loan amount is 20,000-/kloc-0.5 million yuan, and the reference annual interest rate is 6.09%-7.6%. If the loan is 50,000 yuan, the annual interest will be 3,450-3,800 yuan.
3. Life insurance loan is also one of the main products of Ping An Pratt & Whitney. The loan amount is 20000- 1.5 million yuan, and the annual interest rate of the loan is the same as that of the salary loan, which is 6.09%-7.6%. The loan is 50,000 yuan, and the annual interest is 3,450-3,800 yuan.
4. Excellent mortgage, the loan amount is 300,000-500,000 yuan, and the reference interest rate is 6.09%-8.4% per year. If the customer borrows 50,000 yuan from the excellent mortgage, the minimum interest rate for one year is 3,450 yuan, and the average monthly interest is 287 yuan. If calculated according to the highest interest rate, the interest of 50 thousand yuan a year is 4200 yuan.
5. In addition, the interest of Ping An Pratt & Whitney loan is also related to personal credit and liabilities. The platform will comprehensively score according to the final credit benchmark interest rate and give the corresponding floating interest rate. The monthly fixed interest rate of the loan is between 1.29%- 1.89%.
For more information about Ping An Pratt & Whitney Interest Rate, please visit: See More.
What are the interests of Ping An Pratt & Whitney?
The loan interest rate of Ping An Pratt & Whitney Loan is generally around 0.05% per day, and the actual loan interest rate is subject to the system approval results. Some people can apply for a daily interest rate of 0.098%, while others can apply for a daily interest rate below 0.05%. Although the interest rate of Ping An Pratt & Whitney Loan does not involve usury, the borrower has to bear additional insurance and service fees, and the combined annual interest rate is higher.
Extended data;
Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An", "China Ping An Insurance", "China Ping An Insurance Company" and "China Ping An Group") was born on 1988 in Shekou, Shenzhen. It is the first joint-stock insurance enterprise in China and has developed into an integrated, compact and diversified comprehensive financial service group integrating financial insurance, banking and investment.
Investment insurance enterprises; Supervise and manage the domestic and overseas businesses of holding investment enterprises; Carry out insurance fund utilization business; Approved to carry out insurance business at home and abroad; Other businesses approved by China CIRC and relevant state departments.
In the 2002 1 Fortune Global 500 list, China Ping An ranked 16 in the global list with operating income of 1, 91.50 billion US dollars, up five places from last year, ranking second among global financial enterprises, fifth among short-listed enterprises in China and/kloc-among enterprises with mixed ownership in China.
On June165438+1October 2 1 day, 2020, the CBRC informed some banks and insurance institutions that lending institutions illegally raised the comprehensive financing cost of small and micro enterprises, and China Industrial and Commercial Bank, China Ping An and other institutions were named. * * * The amount involved in violation of regulations is nearly 100 million yuan.
Personal credit is the foundation of the whole social credit. The market subject is composed of individuals, and all economic activities in market transactions are closely related to personal credit. Once individual behavior is out of control, individual dishonesty will occur, and then collective dishonesty will occur. Therefore, the construction of personal credit system is of great significance.