The subject wants to ask, "Does the loan of Wuhe Postal Savings Bank need mortgage?" ? Need. Wuhe Sub-branch of Postal Savings Bank of China Limited (formerly Wuhe Sub-branch of Postal Savings Bank of China Limited), established in 2008, is located in Bengbu City, Anhui Province, and is an enterprise mainly engaged in monetary and financial services. The loans of Wuhe Postal Savings Bank need to be mortgaged, and the real estate mortgage loans of Postal Savings Bank are mainly divided into two categories, with different interest rates. Personal business loans will increase by 30% according to the benchmark loan interest rate of the People's Bank of China, and personal housing mortgage loans will be determined according to the customer's education, position, salary level, mortgaged property value and other factors, ranging from 0.7- 1. 1 times the PBOC interest rate.